Your numbers stay yours.

Your first name, your country, and an email or Google or Apple account to sign in with.

The money numbers you type or say to Ren: cards, balances, rates, take-home, essentials, payday, jar deposits, and the plans you make.

Your answers to the four onboarding questions and the beliefs you choose to work on.

When you paste or upload a statement, our server reads the balance, minimum, rate and dates off it and then drops the file. The statement itself is never stored and never leaves our server.

Ren runs on ElevenLabs. While you are on a call, your voice is streamed to ElevenLabs to be understood and answered. ElevenLabs keeps a transcript of the call so Ren can pick up where you left off.

Ren can see your numbers during a call, and can write back what you agree together, like a payment or a jar deposit.

Clerk handles sign-in. Convex stores your data. Vercel runs the app. ElevenLabs runs Ren's voice, using Google's Gemini model to think.

None of them get your data for advertising. We do not sell it, share it with banks, or run ads.

Our servers are in the United States and the EU. If you are in the Gulf or elsewhere, your data travels there to be stored.

Open the You tab and tap "Delete my account". Your cards, jars, sessions and sign-in are removed straight away. ElevenLabs call transcripts are removed within 30 days on request.

Sproutjar is for adults, 18 and over. We do not knowingly keep data about anyone younger.

Write to bismamunawardigital@gmail.com. A person reads it.